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More people over 65 go broke by neglecting the need for long-term care planning than any other reason. The Wall Street Journal has said "The biggest mistake investors are making today is failing to consider long term care needs," and "for a couple turning 65 there is a 75% chance of one needing long term care."

Two of every five people over the age of 65 will eventually spend some time in a convalescent care facility.

With these facts in mind, it is a good idea to contact Northwest Long-Term Care to discuss your long-term care insurance, estate preservation and financial planning needs. Our presdient, Barbara Snyder, has over 20 years of experience as a leader in the field of long-term care and will be happy to discuss your options with you.

Make An Informed Decision
With a Few Simple Rules

Be realistic about your potential risks.
No one likes to think about the possibility of needing long-term care but understanding the potential risks is important to making an informed decision.

Understand where the money might come from.
Long-term care insurance can reduce your reliance on your savings, Medicare or Medicaid.

Assess the goals you are trying to achieve.
People's main goals include protecting assets, protecting choices, staying at home, assisting family caregivers.

Plan for any eventuality.
It's prudent to choose a policy that covers a broad range of possibilities with a minimal number or exclusions.